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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Simple Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Simple Inflation
|
Not Included
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$13.50
$13.50
$13.50
$13.50
$13.50
$13.50
$13.50
$13.50
$13.50
$13.50
$13.50
$13.50
$13.50
$13.80
$14.10
$14.70
$15.00
$15.60
$16.20
$16.80
$17.40
$18.00
$18.90
$19.80
$20.40
$21.60
$22.50
$23.70
$24.90
$26.10
$27.90
$30.00
$32.10
$34.50
$37.20
$39.30
$41.70
$44.40
$47.10
$50.10
$53.70
$57.90
$62.70
$68.70
$75.00
$81.00
$87.30
$97.50
$104.40
$116.10
$126.00
$136.50
$148.50
$162.90
$180.30
$198.90
$219.90
$249.60
$278.70
$313.20
$345.60
$381.60
$419.10
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Simple Inflation
|
Not Included
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$27.00
$27.00
$27.00
$27.00
$27.00
$27.00
$27.00
$27.00
$27.00
$27.00
$27.00
$27.00
$27.00
$27.60
$28.20
$29.40
$30.00
$31.20
$32.40
$33.60
$34.80
$36.00
$37.80
$39.60
$40.80
$43.20
$45.00
$47.40
$49.80
$52.20
$55.80
$60.00
$64.20
$69.00
$74.40
$78.60
$83.40
$88.80
$94.20
$100.20
$107.40
$115.80
$125.40
$137.40
$150.00
$162.00
$174.60
$195.00
$208.80
$232.20
$252.00
$273.00
$297.00
$325.80
$360.60
$397.80
$439.80
$499.20
$557.40
$626.40
$691.20
$763.20
$838.20
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Simple Inflation
|
Not Included
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$35.40
$35.40
$35.40
$35.40
$35.40
$35.40
$35.40
$35.40
$35.40
$35.40
$35.40
$35.40
$35.40
$36.60
$37.80
$39.00
$40.80
$42.00
$43.80
$45.60
$48.00
$49.80
$52.20
$54.60
$57.00
$60.00
$62.40
$66.00
$69.00
$72.60
$78.00
$83.40
$89.40
$96.00
$102.60
$107.40
$113.40
$120.00
$127.20
$133.80
$143.40
$154.20
$166.20
$180.60
$196.80
$212.40
$228.00
$253.80
$271.20
$300.60
$325.80
$351.60
$381.00
$417.00
$461.40
$508.80
$561.60
$638.40
$711.60
$798.00
$879.00
$969.00
$1,062.00
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov